Homeowners and dwellings

Personal Lines Survey

Inspect homes and document homeowners and dwelling risk.

Who it is for

Inspectors who walk homes and write personal lines survey files, including people new to residential insurance inspection.

What it covers

Six chapters cover the visit, the building, home systems, location exposures, liability, and a report the underwriter can use.

Fourteen lessons include produced video. The other lessons are reading, PDF reference, and quiz.

  1. 1

    Foundations and a well-planned visit

    Role, occupancy, scheduling, site safety, and useful questions at the home.

  2. 2

    The home, its roof and rebuilding information

    Building description, roof, openings, and replacement-cost facts.

  3. 3

    Home systems and preventable losses

    Electrical, plumbing, HVAC, water damage, and fire-protection observations.

  4. 4

    Weather and location exposures

    Wind, hail, flood, wildfire, freeze, and other location perils around the home.

  5. 5

    Residential liability and special uses

    Walking surfaces, pools, recreation, rentals, and unusual occupancy.

  6. 6

    A complete report the underwriter can use

    Sequence the visit, document evidence, write recommendations, and review quality.